Accounts Accounting
2011
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Accounts Accounting
Non Status Bank Accounts- Accounts for those who have a Poor Credit History
If you are someone who does not earn a regular income or whose income is derived by various channels then opening a regular high street bank account may not be an option, so you may have to look for a bank account that offers a full banking service to those who are classified as non status.
Non Status Bank Accounts- The Facilities Attached
As traditional banks will always credit check an individual to open a bank account, anyone who has an irregular income or one that is earned by different irregular methods may struggle to open one.
All major high street banks will run a credit check which will show up either any irregularities or any previous credit problems you may have had, which will mean your bank account application will be rejected. So as someone who is classified as non-status you will need to look for an alternative bank account and one that offers a full banking facility without the need for a credit check. There are several bank accounts available which are particularly good for those who need a non status bank account as there are those which offer your own account number and sort code, a MasterCard® card, a UK call centre, direct debits (DDs) & standing orders, a full SMS service to check balances and amends any regular payments, Internet access 24/7 plus much more…
What documents do you need for opening a non status bank account?
You may not necessarily require any documents as most of the non status bank accounts on offer can identify most people electronically, however if this is not possible they may ask for an up to date utility bill and a copy of your driving license or passport (or indeed any official document which carries a photo). You will need to be over 18 years old and if you apply by phone, most non status bank account applications will be approved and your own bank account number & sort code could be issued straight away. The applicant must be more than 18 years of age and will have to be identified for the opening the bank account.
About the Author
basic-uk-bank-accounts.co.uk offers a full modern banking services, helps in opening Non Status Bank Account for those who are struggling to open a bank account due to their bad / poor credit history. Contact us online for getting Non Status Bank Accounts.
accounting 1:which of the two methods of accounting for uncollected accounts?
which of the two methods of accounting for uncollected accounts provides for recognition of the expense the earlier date
The two methods are the:
1. Allowance Method
2. Direct Write-Off Method
The one that recognizes the expense sooner is the Allowance Method.
Under that method, when the seller can make a reasonable estimate of the dollar amount to be written off, the allowance method should be used. The allowance method provides an expense for uncollectible receivables in advance of their write-off. The use of the allowance method serves two purposes. First, it reduces the value of the receivables to the amount of cash expected to be realized in the future. Second, it matches the uncollectible expense of the current period with the related revenues of the period.
The Direct Write Off method is generally used when it is impossible to estimate, with reasonable accuracy, the uncollectibles at the end of the period. Under the direct write-off method, no entries are made until a customer actually defaults on payment, at which time the uncollectible account receivable is written off; therefore, no allowance account is required. So under this method, the expense is not recognized until the receivable has actually gone bad and is finally written off.
Accounting Tutorial Reconciling Bank Accounts Training Lesson 12.2
